Service disclaimer statement

Important notice

This website provides general information for informational purposes only.

All advice and recommendations are based on current regulations and may change without notice. Results may vary.

The content on this site is intended to support your financial planning by providing access to professional consultations and analytical reviews. Nothing on this website constitutes legal, investment, or tax advice. Please seek independent, qualified advice for specific personal decisions.

General information notice

Our subscription service offers general planning guidance and is not a substitute for individual legal, tax, or investment advice. While we strive for accuracy and compliance, no content here should be relied upon as the sole basis for important decisions.

Limitation of liability

By using this website or our subscription service, you accept the following limitations:

We are not responsible for any losses arising from decisions made based on our consultations or website content.

The information provided is not tailored for all circumstances and may not address specific individual needs.

We do not warrant uninterrupted access to the website or services at all times.

Past performance does not guarantee future results. Market conditions and regulations may change.

Accuracy of information

We aim to keep all information current and accurate; however, updates may occur without prior notice. Users are encouraged to verify details independently before making any decisions.

No guarantee is made regarding completeness or timeliness of the information provided.

Professional advice notice

All recommendations and reviews are for informational purposes only. Please consult a qualified professional before acting on any advice or suggestions provided through this service.

External links

Links to third-party sites are provided for convenience. We do not endorse or guarantee the content or accuracy of external sources.

Disclaimer on service outcomes

Outcomes may vary between individuals. No results are promised or implied. The service is not intended as a guarantee of financial gain.

Variation in individual results

Each individual has unique circumstances, and results from consultations may differ. Please consider your own situation before making decisions.

Financial service disclaimer

This subscription provides professional consultations, not investment or tax advice.

No recommendations will be made regarding specific securities or investment products.

We do not engage in portfolio management or offer financial products for sale.

APR, fees, and terms are clearly disclosed. Repayment terms do not apply as this is not a lending service.

Applicable law and jurisdiction

Our services are provided in accordance with Australian law.

Any disputes arising from the use of this website or service will be governed by the laws of Australia and subject to the jurisdiction of Australian courts.

All consultations and services are subject to local regulations and compliance requirements.

Users are responsible for complying with any local regulations or tax obligations relevant to their personal circumstances.

Indemnification

Users agree to hold the service and its advisors harmless from any claims arising from use of the website or service.

Severability

If any provision is deemed unenforceable, the remaining provisions remain in effect.

Modifications

We reserve the right to update or modify these terms at any time without prior notice. Please review regularly.

Contact information

For questions about this disclaimer or our services, please contact us using the details below.

Email address: content@kivoneexium.com

Phone number: +61281946481

Office address: 34 Welshpool Road, Welshpool, WA 6106 Australia

Effective date: September 15, 2025

Last updated: September 15, 2025