Terms and conditions for kivoneexium.com service
These terms govern your access to and use of our subscription-based financial planning service. Please read them carefully before subscribing or using our website. By accessing this site, you agree to comply with these terms.
September 26, 2025
Acceptance of terms
By using our services or accessing this website, you confirm that you have read, understood, and agree to be bound by these terms and conditions. If you do not agree, please do not use our services.
Definitions
For clarity, the following definitions apply throughout these terms:
"Service" refers to the subscription-based financial planning and consultation provided by kivoneexium.com.
"Subscriber" is anyone who registers for and pays for the monthly subscription to our service.
"Advisor" means a qualified member of our team who provides consultations and reviews.
"Content" includes all text, graphics, and information found on this website.
Service usage guidelines
Subscribers must use the service for lawful purposes and in accordance with these terms. We reserve the right to suspend access if misuse or unauthorised activity is detected.
Eligibility
You must be at least 18 years old and legally capable to subscribe. The service is intended for Australian residents only.
International access may be restricted.
Your responsibilities as a user
Subscribers agree to provide accurate information and keep account details up to date.
Prohibited uses
You may not use the service for any unlawful or harmful purpose.
Intellectual property rights
All content on this website, including text, graphics, and logos, is the property of kivoneexium.com or its licensors. You may not use, reproduce, or distribute our content without written consent.
User content
You are responsible for any content you submit to the website and must ensure it does not violate any laws or rights.
Your rights regarding submissions
By submitting content, you grant us a non-exclusive right to use, reproduce, or display it as needed for service operation.
Privacy and data protection
We handle your personal information according to our privacy policy, which outlines how data is collected, used, and protected.
View privacy policyDisclaimer and risk notice
Our service provides general planning information and consultations. Results may vary and no specific outcome is promised.
Important risk notice
Past performance does not guarantee future results. Please consult a qualified advisor before making any decisions.
Limitation of liability
We are not liable for any direct or indirect losses arising from use of this website or service, except as required by law.
Indemnification
You agree to indemnify and hold kivoneexium.com harmless for any claims resulting from your breach of these terms.
Dispute resolution process
Any disputes will be handled according to Australian law and, where possible, resolved amicably.
Arbitration
We may agree to resolve disputes through arbitration if both parties consent in writing.
Arbitration does not limit your statutory rights.
Online dispute resolution
You may use online dispute resolution services for certain consumer matters as allowed by law.
Learn more about ODRSeverability
If any part of these terms is found invalid, the rest remains in effect.
Entire agreement
These terms constitute the complete agreement between you and kivoneexium.com regarding your use of the service.
Governing law and jurisdiction
These terms are governed by the laws of Australia. Any disputes are subject to Australian courts.
Termination
We reserve the right to suspend or terminate access for violations of these terms or unlawful activity.
Modifications
Terms may be updated at any time. Continued use indicates acceptance of changes.
Contact information and support
For questions or support, contact us using the details below.
Email address: content@kivoneexium.com
Phone number: +61281946481
Office address: 34 Welshpool Road, Welshpool, WA 6106 Australia
Effective date: September 26, 2025
Version: 3.0